Merchants Preferred LPS offers 90 day ‘same as cash’ financing. No credit required. No fee charge to customers if the ‘SAC’ amount is paid within 90 days. No down payment required, just a $15 application processing fee will be applicable upon receipt of purchase. Payment Options are bi-weekly or Monthly. Approval limits of $300 up to $3,000. Click the banner below to apply and get your approved limit amount. Then call our store to place your orders and we will process your sale within minutes, you can pick up your merchandise or have it delivered.